Precious Metals IRA Program

Are you interested in diversifying your retirement savings with and IRA, Roth IRA, or SEP plan with physical Gold, Silver, Platinum or Palladium?

Transfers can be done at any time of the year and there is no sales tax!

Download our Precious Metals IRA Guide

How Does it Work?

Administrator

Handles IRS-approved account administration and safeguards the integrity of your Precious Metals IRA.

Dealer of Record

Dealer helps you buy or sell precious metals, ensuring quality and compliance for your IRA holdings.

Storage

Stores your IRA metals in a secure, insured, and IRS-approved vault for long-term protection.

As an alternative to paper assets, a self-directed IRA account that holds physical metals, includes Gold, Silver, Platinum or Palladium in a self-directed retirement account, including traditional IRA’s, Roth IRA’s, and SEP accounts.

Your metals are physically delivered to an IRS approved depository where they are stored.

Roll over an existing IRA, or old-employer 401K to a new self-directed precious metals IRA.

Contact us to learn more and ask questions: Call 952-830-1400 or email: info@amrarecoin.com.

Benefits of a Precious Metals IRA include:

No counter party or credit risks

On line account access

Highly liquid

Asset diversification

Safe and secure storage

Assets are fully insured

Why Consider A Precious Metals IRA?

Should the value of the currency decline at the same time stocks, bonds and treasuries correct, this can be very costly in terms of purchasing power lost.  Depending on the age of the customer, there may not be sufficient time available to recover lost purchasing power.  

Insurance for Your Other Investments

Over time, the price of Gold typically moves independently of stocks, bonds or Treasury bills.  When those assets lose value, Gold may not.  This non-correlation helps an investor create a strategically balanced investment portfolio.

Future Purchasing Power

History shows that when you invest in Gold, you actually buy purchasing power.  When prices of goods and services go up, the value of Gold typically rises, too.  For this reason, many people invest in Precious Metals as a hedge against inflation.

A Safe Haven Investment

Precious Metals are borderless currencies.  An ounce of Gold or Silver is liquid anywhere in the world.  It tends to become more valuable in times of economic uncertainty.

A Counter Balance for assets

Precious metals have historically served as a counter balance to fluctuations in paper assets such as stocks and bonds which have a tendency to trade in a similar direction.

Opening a Precious Metals IRA

Opening a Precious Metals IRA is simple.  You can establish a precious metals IRA on line and with your morning coffee in hand.

 American Rare Coin has IRA specialists on staff dedicated to answering your questions truthfully and making the process as easy as possible.  

Call 952-830-1400 or 800-927-7273 and we’ll show you how easy it can be.

Step 1:

Open a Custodian Account

The IRS requires that you keep your IRA Precious Metals in a custodian account. This is where you add ARCC as your dealer of record.

We have worked closely with Gold Star Trust for many years and know them to have excellent customer service and competitive fee structures.

Gold Star Trust

Open an Account

New direction Trust

Open an Account

Equity Trust

Open an Account

Step 2:

Fund the Account

The IRS requires that you keep your IRA Precious Metals in a custodian account.  As an American Rare Coin customer we highly recommend Gold Star Trust.  

We have worked closely with Gold Star Trust, New Direction and Equity Trust for many years and know them to have excellent customer service and competitive fee structures.

Step 3:

Purchase Products

Once your account is funded, call American Rare Coin and purchase products for your IRA.  

We have many of the highest quality bullion products that qualify for a Precious Metals IRA.

Precious Metals IRA

Frequently asked questions

Can I open a new IRA with a contribution?

Yes, you can open a new IRA with a contribution, and your annual contribution limit remains the same.

Can I have more than one IRA?

Yes. An investor may have multiple IRAs, but no matter how many you have your total annual contribution limits remain the same.

Does American Rare Coin & Collectibles have a minimum dollar amount for an IRA purchase?

Yes, the minimum purchase from American Rare Coin for a precious metals IRA is $1,000.

Can I transfer money from an existing IRA account to fund my Precious Metal IRA, without incurring any tax penalties?

Yes. If you have an existing IRA or previous employer 401k plan, the easiest way to set up a new Precious Metal IRA is by transfer.  You transfer the amount you want to invest in a new IRA, and there are no tax penalties.  Your IRA custodian knows exactly how to do this and will facilitate the process.

Is there a minimum dollar amount when I wish to sell my IRA Precious Metals back to American Rare Coin?

Yes, our minimum purchase for all sales to American Rare Coin is $1,000 (USD).

What is the difference between investing in a Precious Metal IRA and owning a Precious Metal ETF?

ETFs, or exchange traded funds, are most popular with traders and investors who need to move quickly in and out of markets.  Physical metals are favored by those who buy and hold.  If you own the physical metal you always have the option of taking physical possession of the actual metal, while an ETF is a paper instrument with counter party risks.

What types of IRAs are eligible to transfer or roll over?

A fully diversified portfolio includes a percentage of precious metals to act as a hedge against a decline in the value of the dollar which is the unit of measure for most paper assets such as stocks and bonds.

Avoid the “income, less purchasing power” trap.

It’s very easy to think your portfolio is growing when it’s not.  Say your investments earn 4%, but inflation is 5%. In this case, you actually lose 1% of your purchasing power. Sure, the cash value of your investments went up, but the cash is worth less.  Gold and Silver, on the other hand, have typically outperformed inflation.  So the portion of your portfolio that you allocate to Precious Metals can be an investment in future purchasing power.