Are you interested in diversifying your retirement savings with and IRA, Roth IRA, or SEP plan with physical Gold, Silver, Platinum or Palladium?
Transfers can be done at any time of the year and there is no sales tax!
How it works
Advisor
We make things that work better and last longer. Our products solve real problems with clean design and honest materials.
Custodian
Handles IRS-approved account administration and safeguards the integrity of your Precious Metals IRA.
As an alternative to paper assets, a self-directed IRA account that holds precious metals, (physically segregated to your individual account) offers today’s investor an interesting option. You can now own Gold, Silver, Platinum or Palladium in a self-directed retirement account, including traditional IRA’s, Roth IRA’s, and SEP accounts.
Your metals are physically delivered to a NYMEX/COMEX approved depository where they are stored and fully insured in a segregated account. Storage fees are low – about the cost of a private safe deposit box, and your account is accessible online at anytime and you receive account statements on a quarterly basis.
Any portion of your retirement account can be transferred to a physical metal account at any time of the year.
Establishing an account is simple and most of the commonly traded bullion items qualify.
Benefits of a Precious Metals IRA include:
Why Consider A Precious Metals IRA?
Should the value of the currency decline at the same time stocks, bonds and treasuries correct, this can be very costly in terms of purchasing power lost. Depending on the age of the customer, there may not be sufficient time available to recover lost purchasing power.
Opening a Precious Metals IRA
Opening a Precious Metals IRA is simple. You can establish a precious metals IRA on line and with your morning coffee in hand.
American Rare Coin has IRA specialists on staff dedicated to answering your questions truthfully and making the process as easy as possible.
Call 952-830-1400 or 800-927-7273 and we’ll show you how easy it can be.
Step 1:
Open a Custodian Account
The IRS requires that you keep your IRA Precious Metals in a custodian account. As an American Rare Coin customer we highly recommend Gold Star Trust.
We have worked closely with Gold Star Trust for many years and know them to have excellent customer service and competitive fee structures.
Step 2:
Fund the Account
The IRS requires that you keep your IRA Precious Metals in a custodian account. As an American Rare Coin customer we highly recommend Gold Star Trust.
We have worked closely with Gold Star Trust for many years and know them to have excellent customer service and competitive fee structures.
Step 3:
Purchase Products
Once your account is funded, call American Rare Coin and purchase products for your IRA.
We have many of the highest quality bullion products that qualify for a Precious Metals IRA.
Precious Metals IRA
Frequently asked questions
Can I open a new IRA with a contribution?
Yes, you can open a new IRA with a contribution, and your annual contribution limit remains the same.
Can I have more than one IRA?
Yes. An investor may have multiple IRAs, but no matter how many you have your total annual contribution limits remain the same.
Does American Rare Coin & Collectibles have a minimum dollar amount for an IRA purchase?
Yes, the minimum purchase from American Rare Coin for a precious metals IRA is $1,000.
Can I transfer money from an existing IRA account to fund my Precious Metal IRA, without incurring any tax penalties?
Yes. If you have an existing IRA or previous employer 401k plan, the easiest way to set up a new Precious Metal IRA is by transfer. You transfer the amount you want to invest in a new IRA, and there are no tax penalties. Your IRA custodian knows exactly how to do this and will facilitate the process.
Is there a minimum dollar amount when I wish to sell my IRA Precious Metals back to American Rare Coin?
Yes, our minimum purchase for all sales to American Rare Coin is $1,000 (USD).
What is the difference between investing in a Precious Metal IRA and owning a Precious Metal ETF?
ETFs, or exchange traded funds, are most popular with traders and investors who need to move quickly in and out of markets. Physical metals are favored by those who buy and hold. If you own the physical metal you always have the option of taking physical possession of the actual metal, while an ETF is a paper instrument with counter party risks.
What types of IRAs are eligible to transfer or roll over?
A fully diversified portfolio includes a percentage of precious metals to act as a hedge against a decline in the value of the dollar which is the unit of measure for most paper assets such as stocks and bonds.
Avoid the “income, less purchasing power” trap.
It’s very easy to think your portfolio is growing when it’s not. Say your investments earn 4%, but inflation is 5%. In this case, you actually lose 1% of your purchasing power. Sure, the cash value of your investments went up, but the cash is worth less. Gold and Silver, on the other hand, have typically outperformed inflation. So the portion of your portfolio that you allocate to Precious Metals can be an investment in future purchasing power.
